Effective 2026-05-02 · Version v1-draft-2026-05-02 · Operator: Forrest Fintech Consulting LLC, Saint Louis, Missouri, USA
By creating an account, calling the Ranger API, or otherwise using the Ranger Compliance Intelligence Platform ("Ranger" or the "Service"), you ("Customer") accept these Terms of Service ("Terms") and agree to be bound by them. If you are using Ranger on behalf of an organization, you represent that you have authority to bind that organization. If you do not accept these Terms, do not use the Service.
Ranger is a compliance intelligence platform operated by Forrest Fintech Consulting LLC ("Forrest Fintech", "we", "us", "our"). The Service provides programmatic access to sanctions screening, politically-exposed-person screening, identity verification, transaction monitoring, customer due diligence, counterparty due diligence, registered-agent verification, and related compliance intelligence functions, accessible via REST API and web workbench at workbench.ranger.forrestfintechconsulting.com and ranger.forrestfintechconsulting.com.
The Service is offered in tiers, including a free tier ("Cloud Free") and paid tiers. Tier features and quotas are described on the workbench and may change with notice.
Outputs from the Service — including risk scores, screening matches, due diligence reports, alert dispositions, and decision recommendations — are intended as inputs to Customer's own compliance program. Customer is responsible for reviewing, validating, and acting on those outputs in accordance with its own policies, procedures, and applicable regulations. Customer's reliance on Ranger does not create a regulator-recognized safe harbor.
Customer is responsible for safeguarding all API keys and authentication credentials issued under its tenant. Customer must immediately rotate any compromised credential via /admin/tenants/<tenant_id>/keys. Customer is responsible for all activity that occurs under its tenant.
Customer agrees not to:
Forrest Fintech operates automated abuse-detection controls. Tenants demonstrating patterns consistent with the prohibited uses above may be suspended without prior notice; suspended tenants may contact compliance@forrestfintechconsulting.com to appeal.
Customer retains all right, title, and interest in data that Customer submits to the Service ("Customer Data"). Customer grants Forrest Fintech a non-exclusive, worldwide, royalty-free license to host, process, transmit, and display Customer Data solely as necessary to provide the Service to Customer.
Forrest Fintech does not sell Customer Data. Forrest Fintech may use aggregate, de-identified usage and performance data for the purpose of operating, improving, and securing the Service.
Each party will protect the other's confidential information using the same degree of care it uses for its own confidential information of like importance, and at least reasonable care. Customer Data is the confidential information of Customer. The Service's source code, architecture, internal documentation, pricing, and roadmap are the confidential information of Forrest Fintech.
The current version of the Service is provided on a best-effort basis with no service-level agreement. Forrest Fintech does not commit to any specific uptime, response time, or recovery time in v1. Forrest Fintech publishes a status page at /status reflecting current operational state. Customers requiring an SLA should contact contact@forrestfintechconsulting.com for an Enterprise tier discussion.
By Customer. Customer will defend, indemnify, and hold Forrest Fintech harmless from and against any third-party claim arising out of or related to (a) Customer's use of the Service in violation of these Terms or applicable law, (b) Customer Data, including any claim that Customer Data infringes, misappropriates, or violates the rights of a third party, (c) Customer's regulatory filings, customer-onboarding decisions, transaction-monitoring outcomes, or other compliance actions, or (d) the lawful operation of Customer's business.
By Forrest Fintech. Forrest Fintech will defend Customer against any third-party claim alleging that the Service, as used by Customer in accordance with these Terms, infringes a third party's United States patent, copyright, or trademark, and will pay damages finally awarded against Customer (or settlements approved by Forrest Fintech) attributable to such claim. Forrest Fintech's total liability under this indemnity is subject to the limitation in Section 10.
These Terms remain in effect while Customer uses the Service. Either party may terminate at any time, for any reason, on written notice; for Cloud Free tenants, the workbench's account-deletion controls (or an email to contact@forrestfintechconsulting.com) constitute written notice.
Forrest Fintech may suspend Customer's tenant immediately, without prior notice, if (a) Forrest Fintech reasonably believes Customer has violated Section 5 (Acceptable Use), (b) automated abuse detection flags the tenant under the controls described at /me/abuse-status, (c) required by law or court order, or (d) Customer's account is past due. Suspended Customers may appeal to compliance@forrestfintechconsulting.com.
Sections 3, 9, 10, 11, and 14 survive termination.
Forrest Fintech may modify these Terms from time to time. Material changes will be communicated by posting an updated version at /terms with a new version identifier and effective date, and (for paid tiers) by reasonable notice to Customer's contact email at least thirty (30) days in advance. Continued use after the effective date of an updated version constitutes acceptance.
These Terms are governed by the laws of the State of Missouri, United States of America, without regard to conflict-of-laws principles. Any dispute arising out of or related to these Terms will be brought exclusively in the state or federal courts located in St. Louis County, Missouri, and the parties consent to the personal jurisdiction of those courts. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
These Terms constitute the entire agreement between the parties with respect to the Service and supersede any prior or contemporaneous agreements on the same subject. If any provision is held unenforceable, the remaining provisions remain in full force. No waiver of any term is a waiver of any further term. Customer may not assign these Terms without Forrest Fintech's prior written consent; any attempted assignment without consent is void. Forrest Fintech may assign these Terms in connection with a merger, acquisition, or sale of substantially all of its assets.